SMALL GROUP

We Represent the Following Companies:

Aetna

Cigna

Health Net

Kaiser Permanente

Moda​

Pacificsource

Providence Health Plan

Regence Blue Cross

Samaritan Health Plan

United Healthcare

Using Underwriting Regulations to Your Advantage

For companies with less than 51 employees, there are no laws that require you to offer health insurance. However, for companies that choose to offer health benefits, there are many factors that can impact your cost. Insurance companies use factors such as contribution, participation, industry, location, and age to determine rates. Our staff of professional consultants understand the interrelations of complex, state defined rating methodologies, and will help advise you to produce the best possible outcome.