CONSULTATION

“MEASURE TWICE, CUT ONCE”

Each project begins with questions -- a lot of questions.   Our experienced advisors must develop a deeper understanding of your unique set of circumstances that serve as the foundation upon which we will build.  We understand that efficiencies of design translate to program successes.  Measure twice and cut once, because there is no such thing as a wood stretcher!

THE IMPORTANCE OF PLAN DESIGN

 

Selecting the right plan design impacts the employer, the employee, and their family.  Choosing the right plan is imperative. Our consultation will differentiate the finer points and help us narrow down the options to the one(s) most aligned with your goals.  It is not as straightforward as it may seem.

 

THE CONSILIUM PROCESS INVOLVES

  • Needs analysis and goal setting

  • Financial objectives and limitations

  • Population analysis supported by satisfaction surveys

  • Benchmarking studies

  • Claim costing and historical analysis

  • Contribution strategies

  • Market trends