CONTRIBUTION 

MINIMIZE EXPENSE & MAXIMIZE VALUE

Striking the right balance between benefits and costs is the important decision point in any well-crafted benefits program.  There is a need to attract the right employee and the reality of budgetary constraints.  Our process will present all funding strategies and analyze their bottom-line impact, both today and into the future.   We press hard on selected vendors to reduce fees, manage premiums, and control costs while outlining the  value of proposed benefits.  As our favorite sayings goes, “price is only important in the absence of value”.  We will clearly outline the value proposition of all our recommendations.

KNOWING THE IMPACT

Your comprehensive process with Consilium Benefit Advisors will include funding analysis backed with financial projections because we know that while it may be much better to give than to receive, it is also much harder to take back than to provide more.  This is why we carefully study the future impact of today’s funding decisions. 

OUR DISCUSSIONS WILL INCLUDE:

  • Funding alternatives

  • Future financial projections including trend and cost curves

  • Contribution Analysis

  • Tax Strategies and plan implications

  • Strategies to maximize benefits and minimize taxes

  • Benefit design to align with corporate objectives

2019 Consilium Benefit Advisors