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Innovative Ideas
Solid Representation
Proactive Customer Support
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HIGH TOUCH MEETS HIGH TECH
Assisting employer groups in the planning, installation, and maintenance of employee benefit plans since 1982, Michael Welch RHU, REBC and his team of professionals at Consilium Benefit Advisors are adept at handling all aspects of the employee benefit process. As technology has evolved, so has the team at Consilium Benefit Advisors, adopting modern technologies to keep their clients on the leading edge of benefits and insurance solutions. Innovative ideas and solid representation supported with proactive customer service.
CONSULTATION
“MEASURE TWICE, CUT ONCE”
Each project begins with questions -- a lot of questions. Our experienced advisers must develop a deeper understanding of your unique set of circumstances that serve as the foundation upon which we will build. We understand that efficiencies of design translate to program successes. Measure twice and cut once because there is no such thing as a wood stretcher!
CONTRIBUTION
MINIMIZE EXPENSE & MAXIMIZE VALUE
Striking the right balance between benefits and costs is the important decision point in any well-crafted benefits program.
DELIVERY
CREATING VALUE THRU EFFECTIVE COMMUNICATION
A significant investment in time and resources has gone into our benefits package (usually second only to direct employee compensation); now its value must be relayed to your employees. Let us not mess up the end game.
FACILITATION
FINDING THE RIGHT SOLUTION
An emerging trend in business is the confluence of benefits, human resources, and payroll, each with their own technology solutions. Our professionals can help guide you thru the multitude of benefit administration and technology solutions available to you.
COMPLIANCE
IRS, EBSA, DOL AND OTHER SCARY FEDERAL AGENCIES
The number of laws relating to employee benefits plans increased with the passage of the Affordable Care Act on March 23, 2010. Each of these laws compel compliance adding several items to your administrative ‘to do’ list. We offer resources to help you comply with all these regulations all included at no cost to you.
WHY CONSILIUM
*CONSILIUM- Latin, meaning: advice, suggestion, wisdom, plan, purpose
We are an independent employee benefit consulting firm focused on improving the financial and operational performance of employee benefit programs for small and mid-sized employers. We offer the following services for our clients.
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Financial Plan Review including Funding Analysis
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Carrier Negotiation and Vendor Selection
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COBRA
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Employee Communication
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Onboarding Software
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ERISA Support
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ACA Compliance & Reporting
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Claim Support/Appeals
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Worksite Products
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Individual & Medicare Solutions
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Proprietary Association Plans
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Manufacturing & Construction Industry Specialists
You don't have to be a big company to offer great benefits
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Bringing the concept of leveraged buying power to group health insurance, association plans offer lower rates and better benefits than most companies can find on their own. Our agency represents association plans for almost every industry making us uniquely competitive within our industry.
Employers with less than 51 employees have more choice in plans and products than ever before. Finding the right combination of plans and strategies is where we come in. Our professionals will carefully explain all of your options so that you can select the right approach for your business.
We have experts on staff to guide our clients thru the highly regulated world of Medicare and Individual medical plans. A service we provide to our clients whose employees are looking for alternative solutions to their healthcare needs.
